Gifts of Stocks, Bonds, & Mutual Funds
Why Donors Choose Stock & IRA Gifts
- Reduce or eliminate capital gains taxes
- Lower your taxable income
- Satisfy Required Minimum Distributions (RMDs)
- Increase your giving capacity without affecting cash flow
- Create direct, local impact in your community
What is a Donor Advised Fund (DAF)?
A Donor‑Advised Fund (DAF) is a charitable giving account that lets you recommend grants to organizations you care about while receiving immediate tax benefits.
How a DAF Works
- You contribute cash, stock, or other assets to your DAF and receive an immediate tax deduction.
- Your DAF sponsor manages the account.
- You recommend grants to charities like The Salvation Army at any time.
Why Donors Use DAFs
- Tax‑smart giving: You may deduct the full amount in the year you contribute to your DAF.
- Flexible timing: You can give to charity now or later—your funds stay invested and can grow tax‑free.
- Simple record‑keeping: Your DAF sponsor provides one consolidated tax receipt.
How to Give to The Salvation Army Through Your DAF
- Recommend a grant to The Salvation Army through your DAF provider’s online portal.
- Use our full legal name and EIN
- Note your local corps or ZIP code in the grant designation to ensure your gift supports your community.
How to Make a Gift of Stock
1. Talk With Your Advisor
Let them know you’d like to donate appreciated securities.
2. Request Transfer Instructions
Contact The Salvation Army for the brokerage details your advisor or broker needs.
3. Complete the Transfer
Your advisor initiates the transfer directly to us. We’ll confirm your gift and send an acknowledgment for your tax records.
How to Make an IRA Charitable Rollover (QCD)
What is an IRA?
Individual Retirement Account - A tax-advantaged retirement savings account that may allow you to make charitable gifts directions from your funds once you reach eligible age.
What is a QCD?
Qualified Charitable Distribution - A direct transfer from your IRA to a qualified charity that can count toward your Required Minimum Distribution (RMD) and may reduce your taxable income.
1. Contact Your IRA Custodian
Request a Qualified Charitable Distribution to The Salvation Army.
2. Have Them Send the Gift Directly
QCDs must go straight from your IRA to us to qualify.
3. Notify Us of Your Gift
This helps us track it and thank you properly.
Your Gift Creates Hope
Your generosity helps feed hungry neighbors, shelter families in crisis, and provide life changing support that restores dignity and stability.
Your funds go directly to the local Salvation Army serving your ZIP code, helping neighbors right where you live.
We’re Here to Help
Chris Head
Senior Divisional Resource Development Director